Information for Patients
Information for Acupuncturists
Information
for Patients
Health
Insurance
While
few insurance companies in NH reimburse for Acupuncture treatment,
you should contact your insurer directly to find out if it is
covered under your plan. Be sure to ask your insurer:
- Do
you cover Acupuncture performed by a Licensed Acupuncturist?
- Do
you reimburse the Acupuncturist directly or do I pay out of
pocket and get a discount from the Acupuncturist?
- Do
I need a referral from my Primary Care Physician?
- Will
the Acupuncture treatments I pay for count toward my deductible?
- How
many Acupuncture treatments am I allowed per year or per illness?
Flexible
Spending Accounts and Medical Savings Accounts
These
accounts, often available through your employer and made up of
your own pre-tax dollars, usually reimburse for Acupuncture treatment.
Speak to your employer about how to use this benefit.
Medicare/Medicaid
Medicare
and Medicaid do not cover Acupuncture treatment.
Self-Pay (out-of-pocket)
Think
of the money you spend on Acupuncture treatment as an investment
in your health. Acupuncture treatments typically range in cost
from about $40 to $125 per 1 to 11/2 hour visit.
Information
for Acupuncturists
Insurance
Reimbursement
Few
insurance companies in New Hampshire currently reimburse practitioners
for Acupuncture treatments. Some of the insurers in this state
are now offering discount plans in which participating Acupuncturists
are listed as preferred practitioners in return for giving a 25%
discount to patients covered by these insurers.
In
the near future, the NHAAOM hopes to provide you with further
information about insurers in New Hampshire, to present the pros
and cons of working with insurance, and to give you tips on how
best to incorporate insurance reimbursement into your Acupuncture
practice. In
the meantime, please email
us about your experiences working with insurers in this state,
your opinions on insurance reimbursement, and any helpful information
we could pass along to other members. |
